Terms of Use

Last updated: 1 April 2026

By accessing or using CheckInvestNg, you agree to be bound by these Terms of Use. Please read them carefully. If you do not agree, please do not use this website.

1. Acceptance of Terms

These Terms of Use (“Terms”) constitute a legally binding agreement between you and CheckInvestNg regarding your use of the website at www.checkinvestng.com and all related tools, content, and services. By using the site, you confirm that you are at least 18 years of age and capable of entering into a binding agreement.

2. Nature of the Service

CheckInvestNg provides free, educational financial calculators and informational content about Nigerian investment instruments. The platform does not:

  • Provide personalised financial, investment, tax, or legal advice
  • Execute or facilitate investment transactions
  • Act as a broker, dealer, or investment adviser
  • Guarantee the accuracy or completeness of any rate or calculation

3. No Financial Advice

All content on CheckInvestNg — including calculator outputs, rate displays, comparisons, and articles — is for informational and educational purposes only. Nothing on this site should be construed as investment advice, a recommendation to buy or sell any financial instrument, or a guarantee of future performance.

Past performance and historical rates displayed on this platform are not indicative of future results. Always conduct your own research and consult a licensed financial adviser registered with the Securities and Exchange Commission (SEC) of Nigeria before making any investment decision.

4. Accuracy of Information

While we strive to keep rate data accurate and up-to-date by sourcing from official CBN and DMO publications, we make no warranties — express or implied — regarding the completeness, accuracy, reliability, or timeliness of any information on the platform. Rates may be delayed and should be verified with the relevant issuing authority before any financial transaction.

5. Acceptable Use

You agree not to use CheckInvestNg to:

  • Reproduce, redistribute, or commercialise any content without written permission
  • Use automated tools (bots, scrapers) to extract rate data in bulk
  • Attempt to gain unauthorised access to any part of the site or its servers
  • Transmit viruses, malware, or any code of a destructive nature
  • Violate any applicable Nigerian or international law

6. Intellectual Property

All content on CheckInvestNg — including text, graphics, logos, code, and calculation methodologies — is the intellectual property of CheckInvestNg and is protected under Nigerian copyright law. You may share links to our pages but may not copy, reproduce, or reuse content without prior written consent.

7. Third-Party Links and Services

CheckInvestNg may contain links to third-party websites (e.g. CBN, DMO, investment platforms). We are not responsible for the content, accuracy, or practices of these external sites. Links do not imply endorsement. Use third-party sites at your own risk and review their respective terms and privacy policies.

8. Advertising

The platform displays advertisements via Google AdSense and may in the future display other advertising. Advertisements are clearly labelled and do not represent an endorsement by CheckInvestNg of any advertised product or service.

9. Limitation of Liability

To the maximum extent permitted by applicable Nigerian law, CheckInvestNg and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — this platform, including any investment decisions made based on information obtained from this site.

10. Indemnification

You agree to indemnify and hold harmless CheckInvestNg, its officers, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising from your use of the platform or violation of these Terms.

11. Modifications

We reserve the right to modify these Terms at any time. Changes take effect upon posting to this page. Continued use of the site after changes constitutes acceptance of the revised Terms. The “Last updated” date reflects the most recent revision.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from or relating to these Terms or your use of the site shall be subject to the exclusive jurisdiction of Nigerian courts.

13. Contact

Questions about these Terms? Contact us at legal@checkinvestng.com or via our contact page.